The four most popular banks will raise the interes

2022-07-27
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The four major banks will increase the interest rate discount of the first house loan in Guangzhou from today

the four major banks will increase the interest rate discount of the first house loan in Guangzhou from today

_ id = "u";: Source: Nanfang | contribution

[China paint information] it has been confirmed from the four major banks of China, agriculture, industry and Jianguo. From April 1, the minimum interest rate discount of the first house loan of the four major banks of low-temperature friction and wear testing machines in Guangzhou will be increased from 15% to 10%

some insiders said that in terms of housing loans, the four major state-owned banks have a high voice in pricing due to their large size, low capital cost. If the four major banks increase the discount of Guangzhou housing loan interest rate, other banks will follow up soon

in fact, many banks in Guangzhou have raised the discount on the first house loan from 15% to 10%, and some even raised it to 95%. It is learned from Guangzhou Branch of industrial bank that the minimum loan for the first house applied for in the bank in recent years is only 95% discount. In addition, the interest rate of the first set of housing loans in Guangzhou, such as postal savings, Guangzhou rural commercial bank and Everbright Bank, has been raised to 10% in succession

calculate an account: if the first housing loan is 2million yuan for 30-year mortgage, the total repayment amount will be 3253000 yuan, with an average monthly repayment of 12497 yuan under the preferential policy of 15% discount of the current benchmark interest rate; If it is raised to 95% discount, it will need to repay 3.4 million yuan, which is more than 147000 yuan for designing fixtures mainly based on the shape and material of the samples. The average monthly repayment amount is 13314 yuan, that is, 817 yuan per month

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